george nehme

 Successfully managed more than 1,200 retail files related to delinquent retail clients subject to unpaid bills or doubtful loans (personal, housing, car loans, credit cards, etc…).  Developed effective action plans through restructuring and rescheduling to recover loans.  Acted as a central coordinator between non-performing clients and management, ensuring effective communication between all parties involved.  Negotiated and resolved disputes with clients by advising various offers for repayment and settlement.  Analyzed client situations at the date of default, providing insight into clients’ financial circumstances and suggesting personalized solutions for loan recovery.  Prepared and send warning letters to delinquent clients.  Frequently prepared reports for the credit committee (proposals) after successful negotiations with clients.  Coordinated with various departments (accounting, legal, credit administration, branches at all levels, etc…) to ensure a smooth and efficient loan recovery process.  Maintained a positive attitude and built positive relationships with delinquent clients through a constant follow- up.

 Collected private and financial information on current and new or potential clients upon receiving a request from the branch or any retail credit officer by communicating with all the banking & financial institutions in Lebanon on daily bases.  Filled an information report for every client requesting a retail loan and informed concerned branches / departments of any anomalies related to their clients. (legal lawsuits, unpaid checks, fraud, etc… ).  Kept abreast of market changes by all means (official newspaper, specialized reports etc…).  Communicating with the most leading information companies in Lebanon to exchange latest information about clients (Masri, Paragon,Olccji)